Risklytics
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Insurance for the Frontier

Commercial insurance for companies putting AI to work, from software teams to robot fleets. Coverage built around how you actually operate, placed with carriers that want this risk.

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Backed byY CombinatorCombinator

Our thesis

AI is doing real work now. Most policies never planned for that.

An AI agent handling customer work, or a robot on a customer site, carries risk that standard commercial forms never contemplated. Carriers quote it anyway, on paper drafted before any of this existed, and the exclusions buried in that paper surface after a loss.

Risklytics is a brokerage built for companies that put AI to work, from models in a workflow to machines in the field. We take the operation to carriers that want this risk on their books, and we read every form that comes back before anything binds.

How it works

From your words to bound coverage.

You describe the business once. We handle the insurance translation.

01

Tell your story

Answer three short questions about what you build and where it touches the physical world. Plain English is the point.

02

We draft your application

AI turns your words into a draft application. You review and confirm every field before it goes anywhere.

03

A licensed broker places it

Your submission goes to carriers that want this risk. Submissions are reviewed by a licensed producer; nothing is bound online.

Coverage lines

The lines we place.

You choose the lines inside the application. The packages below are ready-made combinations of these.

General LiabilityInjuries and third-party property damage.Professional Liability (Tech E&O)Your tech failing and costing a customer money.Cyber LiabilityHacks, breaches and stolen data.Directors & OfficersLeadership decisions and investor suits.Commercial PropertyYour buildings, offices and contents.Equipment (Inland Marine)Robots and rigs, in transit and on site.Workers' CompensationYour team, injured on the job.Extra Limits (Umbrella)Extra limits for demanding contracts.

Packages

Typical Packages

Pick the closest match. You can change every requested coverage line before the application goes to broker review.

These are application starting points, not evidence of coverage. Carrier appetite, policy terms, licensing, and availability govern every quote.