AI for physical operations

Construction & field workflow AI

Companies building AI for construction takeoffs and estimating, scheduling and project-management tools, field-inspection reporting, and cost-intelligence platforms for contractors.

Why it needs cover

The exposure

An AI-assisted estimate or schedule doesn't stop the job if it's wrong. The project gets built on the bad number, and the claim surfaces once the cost overrun, delay, or missed defect becomes someone's loss.

What we place

Coverages this class usually needs

Tech E&O / professional (with AI grant)Required (contract)

Estimating, scheduling, or inspection-reporting errors traceable to the softwareCore exposure for a tool contractors rely on to run the job

General liabilityOften (contract)

Third-party injury/property damage at the officeStandard office-premises exposure

ExcessOften (contract)

Limits above the primary professional liabilityGeneral contractors and owners increasingly specify higher limits in software vendor contracts

What it costs

National benchmark premiums

Rated on: ARR and number of active projects on the platform

Full program

Quoted per program; driven by deployed fleet size, contracts, and limits.

Pricing figures are Risklytics program design targets, not published cost-guide data or quotes. Only construction & field robotics and warehouse & logistics robotics carry dollar figures, because Risklytics has built and priced real programs against them; every other class uses a qualitative pricing statement until a program is priced. Your premium depends on fleet size, contract structure, limits, deductible, and loss history.

Sources: Risklytics program design targets.

When it goes E&S

Where this risk gets hard to place

The base software E&O program can stay admitted. The AI layer sits behind it on E&S paper only where the admitted carrier won't affirmatively cover AI-assisted estimating, scheduling, or reporting.

Contact

Talk to us about Construction & field workflow AI.

Send the basics once. Our team and our AI agents route your risk to carriers with genuine appetite, package the submission, and handle the carrier follow-up.