Food trucks
Mobile food vendors operating from trucks, trailers, or carts.
The exposure
Food trucks combine food-safety and burn risk with vehicle exposure and fire hazard from onboard cooking. Vendors, commissaries, and event organizers usually require $1M GL naming them as additional insured.
Coverages this class usually needs
National benchmark premiums
Rated on: Annual revenue and equipment value
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Insureon (Food Truck cost); NEXT Insurance; WebstaurantStore; FLIP.
Where this risk gets hard to place
Onboard propane/fryer fire exposure and event-heavy schedules can require specialty placement; most small trucks stay admitted.
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