Towing & recovery
Tow and roadside-recovery operators, including light-duty, heavy recovery, and repossession.
The exposure
Standard commercial auto is insufficient; on-hook coverage protects the towed vehicle in transit and garagekeepers protects vehicles stored on the lot. Roadside work carries high struck-by fatality risk.
Coverages this class usually needs
National benchmark premiums
Rated on: Per truck
Pricing figures are national typical or median ranges for small operators at commonly quoted limits, drawn from the published sources named on each page. They are budgeting benchmarks, not quotes. Your premium depends on state, payroll, revenue, limits, deductible, and loss history.
Sources: Pro Insurance Group; Wexford Insurance.
Where this risk gets hard to place
Heavy recovery, repossession, and adverse loss history are commonly E&S; commercial auto severity and roadside fatality data keep underwriting strict.
Talk to us about Towing & recovery.
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